Report Unwanted calls from (312) 380-4059

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    (312) 380-4059

    Our team has received reports that consumers are being called from (312) 380-4059 without consent.

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    Investigative Report on (312) 380-4059

    Introduction

    The phone number (312) 380-4059 is owned by Harris & Harris Ltd., a debt collection agency located in Chicago, Illinois. The agency has been in business since 1968 and provides debt collection services to healthcare providers, utility companies, and government agencies.

    Consumer Complaints

    There have been a number of complaints filed against Harris & Harris Ltd. with the Better Business Bureau (BBB) and the Consumer Financial Protection Bureau (CFPB). These complaints allege that the agency has engaged in abusive, annoying, and deceptive debt collection practices.

    Some of the specific complaints against Harris & Harris Ltd. include:

    • Calling consumers at all hours of the day and night
    • Threatening consumers with legal action
    • Using misleading or deceptive language
    • Harassing consumers

    What Consumers Should Do

    If you are receiving calls from (312) 380-4059, you should:

    • Identify the debt collector. Ask the caller who they are and who they represent.
    • Ask for proof of the debt. The debt collector is required to provide you with proof of the debt, such as a bill or a credit report.
    • Request that the debt collector stop calling you. You can do this verbally or in writing.
    • File a complaint with the BBB or the CFPB. These agencies can investigate your complaint and take action against the debt collector if they find that they have violated the law.

    Conclusion

    If you are receiving calls from (312) 380-4059, you should be aware that they may be from a debt collector. You have rights under the law, and you should not be afraid to stand up for yourself. If you are being harassed or intimidated by a debt collector, you should file a complaint with the BBB or the CFPB.

    Additional Information

    • Quotes from other consumers:
      • “Calls are from Harris and Harris, an abusive debt collector. They will lie and threaten, do not engage with these jerks.”
      • “Continues to harass me after I’ve requested a Cease & Decist.”
      • “Rude harassing unprofessional company.”
    • Number of calls and complaints:
      • The BBB has received over 200 complaints about Harris & Harris Ltd. in the past three years.
      • The CFPB has received over 100 complaints about Harris & Harris Ltd. in the past three years.

    Recommendations

    • Consumers should be aware of their rights under the Fair Debt Collection Practices Act (FDCPA). The FDCPA prohibits debt collectors from engaging in abusive, annoying, or deceptive debt collection practices.
    • Consumers should not be afraid to file a complaint with the BBB or the CFPB if they believe that a debt collector has violated the FDCPA.
    • Consumers should also consider hiring an attorney if they have been harassed or intimidated by a debt collector.
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